401(k)

As a small business owner, would you like to have a Large Corporation Traditional or Roth 401(k) retirement program without the high start up costs and with low annual fees. Employees are able to choose from over 80 no load mutual funds and index funds.  As the employer, you can select a safe harbor 401(k) program where you can also match a portion of your employee's contribution.

A profit sharing program can be added and will allow you as the owner to determine, on a yearly basis, if additional profits are available for distribution to your employees with various vesting schedules.  Employees are also allowed to take loans out against their monies if needed.

If you are looking to provide additional benefits to your employees by providing them with a Traditional or Roth 401(k) program, please contact us for details.